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Serra News
O portal de notícias da Região Serrana do Rio de Janeiro.

Governo lança crédito consignado para CLTs e MEIs com juros reduzidos 1j6u42

O presidente Luiz Inácio Lula da Silva (PT) assinou, na quarta-feira (12/03), a Medida Provisória que cria o “Crédito do Trabalhador”, uma nova linha de empréstimo consignado destinada a trabalhadores com carteira assinada – incluindo rurais e domésticos – e Microempreendedores Individuais (MEIs).

A iniciativa busca impulsionar a economia, reduzir o superendividamento e ampliar o o ao crédito, oferecendo taxas mais baixas e permitindo a renegociação de dívidas em condições mais vantajosas.

A nova modalidade estará disponível nos bancos a partir de 21 de março, ível pelo aplicativo Carteira de Trabalho Digital. As parcelas serão descontadas diretamente na folha de pagamento via eSocial, garantindo juros menores em comparação ao consignado tradicional.

Garantias e funcionamento 6l542b

  • O trabalhador poderá usar até 10% do saldo do FGTS e 100% da multa rescisória como garantia.
  • Em caso de demissão, o desconto será aplicado sobre as verbas rescisórias, respeitando o limite legal.
  • Uma plataforma permitirá a comparação de taxas e condições oferecidas pelos bancos.

Os interessados receberão propostas em até 24 horas e poderão escolher a mais vantajosa. A partir de 25 de abril, será possível migrar empréstimos já contratados para outras instituições financeiras.

“Nosso foco não é apenas ampliar o crédito, mas garantir o a taxas mais baixas. Este pode ser o programa mais revolucionário já criado, como o Desenrola” — afirmou o ministro da Fazenda, Fernando Haddad.

Atualmente, 73,1 milhões de brasileiros estão endividados, segundo o último levantamento do Serasa.

Veja também
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